Plant Hire Finance Made Easy
Plant Hire Finance UK
At Plant Hire Finance, we help businesses access the machinery they need—without the heavy upfront costs. Our mission is simple: to make equipment ownership and rental more affordable, flexible, and efficient.
Build Your Dream
Over 25 Years Of Plant Hire Experieince
With Plant Hire Finance, you can grow your fleet, win more contracts, and stay ahead—without tying up capital.
Finance
New or Used Equipment
Interest
Interest Rates from 3.5%
Borrow
£10,000 to £500,000
Terms
12 to 84 months
Build Your Dream
Quality Plant Hire Services

Asset Finance
In the fast-moving world of construction and plant hire, access to reliable machinery can make or break a project. However, purchasing heavy equipment outright often ties up vital capital that could be better used elsewhere. Asset finance provides a flexible solution—allowing plant hire companies and contractors to obtain the equipment they need while preserving cash flow.

Asset Refinance
Release working capital tied up in existing machinery by using owned assets as security for a new loan.

Finance Lease
You hire the equipment for an agreed period while the lender retains ownership. At the end of the lease, you may continue renting, upgrade, or sell the asset on behalf of the lender.
Why?
Key Benefits for Hire & Rental Companies
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Plant Hire Best Practices
- Acquire equipment without large upfront payments, preserving cash flow
- More predictable budgeting with fixed monthly payments
- Upgrade your fleet more frequently and remain competitive with the latest machines
- Possible tax advantages – leasing and hire payments may be offset as business expenses
- Reduce risk of obsolescence and asset-value decline while staying agileReduce risk of obsolescence and asset-value decline while staying agile
Your Finance Options
Choose the Right Type of Finance
Not all finance options are created equal. Understanding your options helps you make smarter long-term decisions.
Hire Purchase (HP)
Ideal if you want to own the asset at the end of the term. You pay in fixed instalments, spreading the cost over time.
Finance Lease
Gives you access to the latest machinery without owning it outright. Perfect for fast-moving or high-depreciation assets.
FAQs
Frequently Asked Questions
What types of equipment finance are available for hire companies?
Several routes: hire-purchase, finance lease, operating lease, and batching multiple assets into a single package.
Can we finance new and used equipment?Can we finance new and used equipment?
Yes — both new and used equipment can be financed, though terms, rates and asset age limits may vary.
Can a hire company with a shorter trading history or less-than-perfect credit still get funding?
Yes — many lenders specialise in plant hire and equipment-finance with flexible underwriting criteria, though rates may vary and security may be required.
How quickly can financing be arranged?
Once your application is submitted, and assuming documentation is in order, many funders aim to complete funding within 48 hours of approval.
Can you return or upgrade equipment before the lease ends?
Possibly — many leasing structures include upgrade or return options at term end, or early‐termination/upgrade facilities. Check the lender’s specific terms.
Request a Quote
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Frequently Asked Questions
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