Plant finance we can introduce
Hire purchase, leasing, refinance and more for UK plant hire businesses. We are a specialist plant hire finance introducer: tell us what you need and we'll introduce you to a specialist plant finance broker who arranges it.
- Amounts
- £10k – £500k
- Terms
- 12 – 84 months
- Machines
- New & used
- Rates & decisions
- Set by the lender
Finance options through our broker partner
Each option is arranged by our broker partner with lenders that understand plant. We introduce you; they do the rest.
Asset finance
Spread the cost of the machinery your business needs instead of paying upfront. Our broker partner works with lenders that understand plant.
Make a free enquiry →Excavator finance
Loans, leases and hire purchase for micro, mini, midi and large excavators, so contractors and hire companies can add machines while protecting cash flow.
Make a free enquiry →Asset refinance
Release cash from machines you already own, or restructure existing finance. Our broker partner can explain whether it could reduce your payments.
Make a free enquiry →New start finance
For new equipment rental businesses. We can introduce you to a broker who works with lenders that understand start-ups and the plant they need.
Make a free enquiry →Commercial loans
For launching, expanding or covering unexpected costs. Lenders on the broker's panel work with businesses at every stage, including some with poor credit.
Make a free enquiry →Invoice finance
Release cash tied up in unpaid hire invoices instead of waiting 30 to 90 days. Our broker partner can explain how much you could access.
Make a free enquiry →Hire purchase, lease or refinance?
The right structure depends on whether you want to own the machine, how long you'll keep it and how you handle VAT and tax.
| Compare | Hire purchase | Finance lease | Operating lease | Asset refinance |
|---|---|---|---|---|
| Best for | Machines you'll keep for years and want to own | Fast-depreciating kit you replace regularly | Short fleet cycles and keeping debt off the balance sheet | Releasing cash from machines you already own |
| Who owns it | You, after the final payment | The lender | The lender | You, with the machine as security |
| At the end | Machine is yours | Keep renting, or sell and share the proceeds | Hand back or upgrade | Loan repaid, machine stays with you |
| VAT | Usually paid upfront on the machine | Added to each rental | Added to each rental | Depends on structure |
Tax treatment varies by business. Check capital allowances and VAT with your accountant before choosing.
From enquiry to machine on site
- Step 1
Tell us the machine
Share the make, model, price and supplier, or the budget for kit you have not chosen yet.
- Step 2
We introduce a specialist broker
With your permission, we pass your enquiry to our plant finance broker partner.
- Step 3
Get your options
The broker contacts you directly, talks through your options and handles the application with the lender.
- Step 4
Supplier paid, machine delivered
The lender pays the supplier directly and the machine starts earning on hire.
Not sure which option fits?
Tell us about the machine and your business. Our broker partner will talk you through the options. It's free and there's no obligation.